1932 Grassy Banks Drive, Raleigh NC 27610

3 BEDROOMS, 2.5 BATHS 1,496 SQFT
$140,000
1932 GRASSY BANKS DRIVE, RALEIGH NC 27610

Are you looking for a townhome close to downtown Raleigh? We have a new listing  for an incredibly well-maintained 3 bedroom townhome with fresh paint and tons of natural light! Gorgeous solid strand bamboo hardwoods on first floor. Open kitchen with beautiful cabinets and built-in desk.

Family room has an electric fireplace with vent.

 

Separate dining room leads out to a decked patio and yard with privacy fence.

The master bedroom is spacious with vaulted ceilings and a walk-in closet.  The large master bathroom has a garden soaker tub and a separate shower.

Edgewater is a great townhome community with easy access to I-540 and I-440. Just minutes to shopping and restaurants! At this price and in this condition, this home will sell very quickly!!!!

Directions: I-540 to US-64 West towards Raleigh. Right on N. Rogers Lane. Right on Big Bass Drive. Right on Grassy Banks. Townhome will be on your left.

grassy banks

If you are interested in seeing this home or others like it, please contact our office at
919-518-8182 to speak to a buyer’s specialist.  If you are considering selling your home
and would like some honest, professional, and experienced guidance,
please contact Joe Ward at 919-518-8182 or joe@joeward.net.

Connect with us on social media to learn more about our team!!!

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508 Heathwick Drive, Knightdale NC 27545

PRICE REDUCED!!!! Don’t let this house get away from you!!!

Realtor's Guide to Raleigh

3 Bedrooms, 2 1/2 Baths 1,657 sqft
$167,500 PRICE REDUCED!!!
508 Heathwick Drive, Knightdale NC 27545

MYRICK DOWNS

This charming, well-maintained home is located on a quiet cul-de-sac in Knightdale. It’s conveniently located with easy access to I-540, Highway 64, and tons of shopping. The sellers have loved this home and have updated it from head to toe… the before and after pictures of the kitchen alone are JAW-DROPPING!

OLYMPUS DIGITAL CAMERA Entry

Gorgeous wood floors and an updated kitchen with a breakfast nook that looks out over a private backyard. Look at the handcrafted counters!

OLYMPUS DIGITAL CAMERA Kitchen

before kitchen BEFORE

OLYMPUS DIGITAL CAMERA AFTER

OLYMPUS DIGITAL CAMERA Private Backyard

The spacious family room with crown molding, fireplace, and a ceiling fan opens to deck and large backyard.

OLYMPUS DIGITAL CAMERA Family Room

OLYMPUS DIGITAL CAMERA Deck overlooking private backyard

The separate dining room could also be used as an office, but is a beautiful formal dining room!

OLYMPUS DIGITAL CAMERA Formal Dining Room

The upstairs has a master suite and two additional…

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How Earnest Are You?

“If I tell you it’s going to rain, you can put the buckets on the porch.” If you grew up in the south, you may have heard this expression when a person is testifying to the veracity of his word. If you know a person and/or their reputation, you know whether you can trust their word or not.

However, with a stranger such as a buyer, the seller doesn’t know whether they’ll live up to the terms of the contract or not. Buyers submit earnest money along with a contract to demonstrate their commitment to the terms of the offer.

The more earnest money that the buyer deposits indicates to the seller a higher level of commitment to the contract. Except for stated contingencies in the sales contract, if the buyer fails to close on the sale, the earnest money may be forfeited. Significant earnest money makes the seller feel more secure that the contract will close.

There certainly are a lot of things that can dictate how much earnest money is appropriate. Local customs, price of the home and type of mortgage can all help to determine the proper amount. In some areas, it may be common for it to be 1-5 percent of the purchase price. In other areas, it might be a specific amount like $1,000 to $10,000 depending on the sales price. It really comes down to whatever the buyer and seller agree is the proper amount.

Another strategy is to put up an adequate amount initially until you get through the inspections or contingency period and then, to put up an additional amount when the contingencies have been removed.

The earnest money demonstrates the buyers’ sincerity in making the offer and proceeding according to the agreement so the seller can take their home off the market and start making plans to move and give possession of their home. Ultimately, both parties want to close as anticipated according to the contract and the earnest money helps facilitate that.


As your real estate professional, I have the training and experience to provide solutions to make homes more marketable and help structure favorable transactions.  Please forward this article to your friends or family who could benefit from it.

Joe Ward
Re/Max United
Joe@JoeWard.net

Components of a Credit Score

Credit scores are used by lenders to measure the credit worthiness of borrowers. While there are several different companies that offer scores, the FICO, Fair Isaacson Corporation, is the model that is used most often.

There are five key components that determine the overall score or rating. The most emphasis, 35% of the overall score, is placed on payment history which reflects whether the borrower paid on time and as agreed by the terms of the credit. Being late, missing payments or going into default would have adverse effects on this part of the score.

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The second largest component, 30%, is credit utilization or the amount owed in relation to amount available. A person might have a $4,000 outstanding balance on available credit of $20,000. This would be a 20% ratio and would be considered acceptable. Owing $15,000 on $20,000 of available credit would be a 75% ratio and would negatively affect this part of the credit score. FICO says people with the best scores average around 7% credit utilization.

The length of time each account has been open and the account’s activity determines 15% of the total credit score. By having a longer credit history, the credit provider has a better indication of the borrower’s long-term financial behavior. Having an open account without activity doesn’t offer a provider much information.

New credit and types of credit each account for 10% of the total score. New credit can adversely affect a score because it is a new obligation without history of how it will affect the borrower’s ability to repay all of their liabilities. Types of credit include both revolving and installment debt. A good mixture of each can indicate less risk for lenders.

The combination of all five areas make up the total score which lenders use to determine credit worthiness. Another confusing issue is that all credit scores are not mortgage credit scores. This particular score determines not only whether the lender will make a mortgage but at what interest rate.

The best place to get your credit score if you’re planning on purchasing a home is from a trusted mortgage professional. This person will be able to suggest things to improve your score if necessary. Buying a home is one of the largest investments in most people’s lives; it is really not a do-it-yourself activity.


As your real estate professional, I have the training and experience to provide solutions to make homes more marketable and help structure favorable transactions.  Please forward this article to your friends or family who could benefit from it.

Boosting Your Home’s Curb Appeal

What would buyers see if they drove up to your home? Take a look. Stand outside your home and try to look at it through a buyer’s eyes. First impressions are lasting impressions. If buyers see paint peeling, a crack in a window, or an unkempt yard, they are apt to speculate that there are other, more substantial things wrong with the home.

That first impression, or curb appeal, can make the difference in the amount of money a buyer is willing to offer.

Here are some suggestions to enhance the curb appeal of your home:

  • Mow the lawn, clean up the yard, and prune the shrubs
  • Scrub or paint the front porch and door
  • Check porch/deck and hand railings to ensure they are secure
  • Wash the windows; make them sparkle
  • Pick up and put away toys and bikes
  • Check that lawn furniture is in good repair, or store it away
  • Add charm with pots of flowers
  • Repair and paint the fence, if necessary
  • Repair the roof, gutters, and downspouts as necessary

These improvements are essential. A prospective buyer, when met with an untidy home, can’t help but wonder if there are problems with the rest of the house.

Sometimes it helps to have an objective perspective. Feel free to call or email us if you have any questions or need suggestions to improve your home’s curb appeal.


 

As your real estate professional, I have the training and experience to provide solutions to make homes more marketable and help structure favorable transactions.

We are a real estate team who cares about our clients. If you are considering selling
your home and would like some honest, professional, and experienced
guidance,
please contact Joe Ward at 919-518-8182 or joe@joeward.net.

Connect with us on social media to learn more about our team and
how we can help you find your new home!

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